Here are some products, services, and companies that we’ve used to help us on bettering our money mindset and ultimately, live a richer life.
If you want a list of books we love and recommend, click here to check those out.
Brain.fm – I use this app to help me focus and when I need to recharge. Basically, you choose what you want to do (focus on a task, relax or sleep) and the app will analyze your brainwaves and pick sounds and music that will help you with whatever task you’re doing. I use this to focus on work and it really clears my brain. I’ve tried it when analyzing purchases too and believe it or not, I feel better after sorting out my bills . If you sign up, you can get 7 free listens before you commit. Tip: Do an online search for coupon codes. I managed to snag a lifetime deal for $25.
Five Minute Journal – I’m a big advocate of cultivating a gratitude practice. It’s seriously one of the simplest tools to help you stress out less about your money. No lie, I was freaking out a few months ago about my income and noticed I stopped my gratitude practice. I now use this simple journal so it’s something I do first thing in the morning and during my nighttime routine. You can certainly create your own, but I find that the less I have to think about it, the better.
Ebates.com – I’m pretty much obsessed with this site. I do quite a bit of online shopping for gifts, so any chance I can save money is fine in my books. You log into this website, do your online shopping as you normally do, and earn CASH BACK for your purchases. Ebates gets money for referring you, so they give you some of their commission. If you sign up via my link you get $10 free!
CHA-CHING! A Money Coloring Book – Ok, I created this myself, but I actually use it. There are some cool money mantras I use on a weekly basis to remind myself money is indeed fun. I also made up some fun characters like a cool piggy bank, Mr. Moneybags and a dollar bills superhero. You can check out the entire book via a video walkthrough.
Personal Capital – This is an awesome free tool that helps gather all your accounts together so you can see your net-worth all in once place. You can also track how much you spend every month. It also has neat tools like a retirement calculator (where it pulls your spending data and savings to see if you’re on track) and assess how much fees you’re paying for your retirement accounts, and even a free 30 minute consultation to help you with your investments. I used this and discovered I had more money than I thought!
Credit Sesame – Knowing what your credit score is important, particularly if you’re interested in renting/buying a house, getting a credit card or other things where you’ll need credit (they checked mine when I was applying for water access in my town!). This is a free service and it gets updated pretty often. You also get recommendations for services based on your credit score, which has saved me time search the internet.
Siteground – if you’re interested in side hustling and need to create a website, this is a super affordable web host featuring plans starting at $4 month. It’s the one I go with and they have top notch customer service. I should know, I reach out them a lot (I’m not the most tech saavy).
10K VA – Kayla Sloan is a virtual assistant (VA) has been earning a minimum of $10,000 a month through her VA business. No, that is not a typo. This course outlines the exact process she used to grow her business. She’ll show you how to get your first client, what to charge, create systems to maximize your time and more. There are different tiers (the most expensive one giving you personalized advice from Kayla) starting for less than $300.