Podcast

In this season finale, we’re going to dig deeper into the idea of what it means to go back to a job after taking a stab at entrepreneurship. How can someone accept the fact that they’ve “failed”, how does one deal with a bruised ego, and well, is it really the end of the world?

You see, these questions about your vocation, it’s more than about how you make money. It’s actually a larger question about your worth. About how ‘badass’ you are. You bucked the conventional trajectory, congrats! How cool are you that you get to dictate your own schedule, work from the beach and be your own boss!

And well, if you go back to a job, it is a message to the world that you suck. You can’t make it, there’s something wrong with you. What will people say?

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• What led all three to quit their 9 to 5 jobs
• Benefits and challenges when someone strikes it on their own
• How to tell if you need to go back to full time job, and not let your ego get in the way
• Why you are enough, just as you are

Resources:

• Candice Latham
• Candice’s Youtube Channel
• Podcast Guy Media
• My Debt Epiphany
• Follow Chonce on Twitter
• Follow Chonce on Instagram
• Follow Joshua on Twitter
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

Juliana works as a DCR, or designated crisis responder, and as someone who evaluates others to determine whether they need psychiatric help, she found herself in a situation where she was in her client’s shoes. She noticed things were off, like the inability to handle stressful situations, or when she didn’t sleep for 24 hours.

One day, she decided to call 911 to be checked in voluntarily so she could be evaluated. She had a police officer take away her weapon and escort her to the emergency room.

She comes on to talk about the time she checked herself into a mental facility, and how much it really cost her. We also discuss how she’s more empathetic towards others’ financial situations when it comes to mental health, and why she does not regret the thousands of dollars she’s spent (and continues to spend to take care of her needs)

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• What led Julianna to calling 911 and voluntarily going to the emergency room
• How much spending five days, plus medication and working with a psychiatrist cost her
• How people who can’t afford health care can afford to tend to their mental health
• Why Julianna is so thankful she is able to afford treatment

Resources:

• Involuntary Treatment Act Services
• Patient Advocate Association
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

This week episode recaps last week’s conversation with Maggie Germano on motherhood versus ambition. It’ll to dive into the “conflict” that is parenthood and your career, why it’s more important than ever to communicate our needs, and why understanding that balance is a total myth will help you with your finances.

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• Why balance or “having it all” is a total myth
• How you can communicate your needs clearly and consistently
• What you can do to have a support system around you
• Why it’s not cheesy to lean into the phrase “expect the unexpected” when it comes to parenthood and ambition

Resources:

• Maggie Germano
• Money Circle Podcast
• Check out Maggie’s articles on Forbes
• Follow Maggie on Twitter
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

True story. When I first took my then side hustle full time, I had these grandiose dreams of watching my son, having him asleep by my side while I typed away in total bliss. Why would I need childcare? I thought. I can juggle motherhood and self employment.

Boy was I wrong.

One day, I was up against a few deadlines and was already sleep deprived, because you know, I have a baby. He was teething and let’s just say he was not handling it well. When my husband came home. It was total chaos. I’m talking the entire apartment was trashed (who knew small toddlers can wreak such havoc?) I’m on the couch with tears in my face and all I could remember my husband saying to me was “why don’t you take the care and go do something by yourself.”

I drove my butt down to the nearest McDonalds, bought a meal and say in the corner of the play area…and well definitely learned my lesson about the idea of “having it all.”

My guest this week, Maggie Germano is also going through many of the same struggles ambitious self-employed folk have. As in, how do you juggle the needs of motherhood with where you want to strive in your career? Do you have to constantly hustle to grow a business, or does slowing down really throw everything off the track? What about being present with the baby, or navigating boundaries with your partner?

She comes on the show to talk about the perceived conflict that is motherhood and ambition. She shares how she’s embrace the uncertainty as to comes to her income and business goals, emotions she’s facing, and what’s she’s not willing to give up as a mother.

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• What Maggie did to prepare her business for her maternity leave
• What has both surprised and drained her juggling both work and motherhood
• Why she feels it’s important to talk with support systems about needs and boundaries
• What ambition, work and rest looks like in this iteration in her life, and how she no defines ambition differently

Resources:

• Maggie Germano
• Money Circle Podcast
• Check out Maggie’s articles on Forbes
• Follow Maggie on Twitter
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

This week’s episode recaps Sarah’s conversation with Jen Smith where she shares the story of being laid off at 37 weeks pregnant, and her body going into a seizure as a result of the stress. This episode dives into how your body can react when you’re dealing with high stakes financial situations like Jen did. You’ll also learn some simple and practical ways you can manage stress and what to do when an unexpected financial situation happens.

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• The moments lead up to and after Jen’s layoff
• Why the concept of mind body connection needs to be taken seriously
• How to work with the body when dealing with financial stress
• Why self-care (not the hokey stuff!) is crucial to a healthy financial life

Resources:

• The Frugal Friends Podcast
• Modern Frugality
• The Layoff Payoff: A Severance Package
• The Body Keeps the Score: Brain, Mind, and Body in the Healing of Trauma by The Body Keeps the Score: Brain, Mind, and Body in the Healing of Trauma
• Somatic Experiencing for Posttraumatic Stress Disorder: A Randomized Controlled Outcome Study
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

Without giving away too much, Jen got laid off shortly before she was due to give birth with no clue what her next gig was going to be. Dealing with that stress, and figuring out healthcare, well she had to be hospitalized from the way her body was reacting to the stress — aka a seizure among one of them.

I’m sure you’re dying to find out: how did she manage financially? And how did she figure out what to do about the worth situation after giving birth?

Luckily for us, she comes on the show to talk about the time her and her colleagues experienced a massive layoff at her former job, a few weeks before she was to give birth. Jen shares her experience navigating healthcare insurance, how she grew her income with the help of her network, why her body reacted the way it did, and what this experience taught her about her ambition and relationship to work.

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• The moments lead up to and after Jen’s layoff
• How Jen navigated healthcare and income concerns
• Why she feels she went into a seizure and had to stay in the hospital shortly before giving birth
• What ambition, work and rest looks like in her life, and what this experience taught her about forging her own path

Resources:

• The Frugal Friends Podast
• Modern Frugality
• The Layoff Payoff: A Severance Package
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

This week’s episode recaps Sarah’s conversation with Alyssa Davies last week, which dives into what really might be going on when you are shopping impulsively, even if it’s not a full-fledged addiction. Plus you’ll learn how to recognize your emotional triggers and how to achieve balance when it comes to your shopping habits through reflection questions. 

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• What might be going on when you purchase a lot of the same items
• Why impulse shopping isn’t something to be ashamed of
• How to start recognizing emotional triggers
• How you can start learning to spend money for your own joy

Resources:

• The Difference Between Compulsive and Impulsive Shopping
• Mindful spending: How this author saves a LOT of her money and how you can too
• Mixed Up Money
• Mixed Up Money on Instagram
• The 100-Day Financial Goal Journal: Build a Plan for Your Financial Future
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

There’s this popular joke/meme in the U.S. that refers to this major chain store Target, that if you go inside, you experience a shopping blackout. You want to buy rolls of toilet paper and you walk out with ridiculous items like a dinosaur flower pot or a Lego keychain you never thought you needed, until right now.

There’s shopping sprees and then there are shopping sprees. Sometimes, it can turn into a problem

Alyssa Davies shares her experience of being addicted to clothes shopping in her early 20s. She goes into how she knew it became a problem,the emotional triggers leading her to spend all that money, and what she does now to ensure she has balance and trust when spending money

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• The real reason why Alyssa bought new outfits whenever she went out
• How Alyssa discovered she needed to change her financial situation
• How Alyssa’s relationship to money has changed over the years
• What Alyssa would tell her younger self about her financial journey

Resources:

• Mixed Up Money
• Mixed Up Money on Instagram
• The 100-Day Financial Goal Journal: Build a Plan for Your Financial Future
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

This week’s episode recaps a conversation with Kassandra Dasent last week, where she shared her experience flying to another country to be at her mother’s deathbed before she died of COVID-19. It’ll dive  into what it means to be a financial caretaker, the exact feeling Kassandra felt when she was able to drop everything to be with her mom knowing she can pay for whatever it cost, and questions you can ask to help you cultivate those same feelings yourself. 

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• What it means to spend money with love and no regrets
• How you can begin to get your finances together to spend according to your values
• Why it’s important to have conversations with aging parents about money
• What does anticipatory grief look like and work through it

Resources:

• Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances
• Kassandra Dascent
• Listen to Kassandra Dascent’s music on Spotify
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

Kassandra Dascent shares her harrowing experience flying from the U.S. to Canada smack dab in the middle of the COVID pandemic to be by her mother’s death bed. She also goes into detail exactly how much she spent, how she was able to pay for it all in cash, why she has no regrets and what this experience has really taught her.

SUBSCRIBE: Apple Podcasts | Spotify | Google Play | Android Apps

What You Hear in This Episode:

• Why Kassandra does not regret paying for her late mom’s long term care and funeral
• What was Kassandra’s mom’s legacy to her and her family
• How parents can set their kids up for financial success without money
• How to start using money as the value you and others will receive

Resources:

• Kassandra Dascent
• Listen to Kassandra Dascent’s music on Spotify
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance