Podcast

This season finale looks at how alcohol affects your financial life (it’s not what you think) and how giving up our vices offers us one of the biggest opportunities to learn about who we are and what we need to thrive. This episode features four people who come from seemingly different walks of life – J.D. Roth, Katie Holte, Marcus Garrett and Scott Maderer. While on the surface it seemed like the journey all four of them went on felt like worlds apart, the humanity they discovered in themselves, the lessons learned, and what it meant in their financial lives and beyond wasn’t all that different.
 

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What You Hear in This Episode:

• When all four noticed their relationship with alcohol wasn’t healthy
• How these four folks decided to give up alcohol
• How much all four saved after not buyng alcohol
• What the biggest lessons learned were
• What your vices teach you about your financial life and beyond

Resources:

• Get Rich Slowly
• Follow Marcus on Instagram
• Marcus’ website
• D.E.B.T. Free or Die Trying: How I Buried Myself $30,000 in Debt and Dug My Way Out
• Follow Katie on Instagram
• Inspired Stewardship
• Follow Scott on Instagram
• Follow Scott on Twitter
• What I Learned Giving Up Alcohol For A Year
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

Brianne is a recovering love addict, and one of her beliefs was that her prince will come and take care of her – to the point where she would hoard her money instead of spending it. Mark, well he happily took on this role, even in the midst of his spending addiction. They both come on the show to talk about their individual addictions, how it affected their finances and what it really took for them to turn it around. Plus, the conversations they have now that their son is in the picture.
 

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What You Hear in This Episode:

• When both Brianne and Mark started treating their individual addictions
• How both their addictions got themselves into a financial hot mess
• How Brianne and Mark were able to get on the same page financially and the types of conversations they had to get there
• What the biggest lesson they’ve learned since becoming parents
• How they learned to help each other out despite battling their individual addictions

Resources:

• Secret Life Podcast
• Follow Secret Life Podcast on Instagram
• Brianne Davis-Gantt’s website
• Mark Gantt’s website
• Secret Life of a Hollywood Sex & Love Addict: A Novel by Brianne Davis
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

Doing internet searches can literally save your financial life. That’s what happened to Carter. At 16, he was more concerned about where he was going to live, how to pay for college with no financial help from his parents, and the biggest one of all, grieving his parents who died within two years of each other. He talks about how his experience  growing up in a dangerous neighborhood -South side of Chicago to be exact – plus his parents’ deaths lit a fire under him to to get a better handle on his money and ultimately his life.
 

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What You Hear in This Episode:

• How Carter grew up and who he looked up to as a positive role model
• Why Carter moved in with father after his parents separated
• What happened the moment he found out his father died within two years of his mom
• Why he’s grateful for internet searches
• What he hopes other learns about money and mindset

Resources:

• Carter’s website
• Follow Carter on Instagram
• Follow Carter on Twitter
• Teen Who Lost Both Parents Now Financial Advisor For Millennials
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

*theme music by Donovan Dorrance

Rosemary is a UK citizen who has lived in over 13 countries and retired in Portugal. She’s very well aware that there are lots of issues to worry about, like healthcare and contingency plans if something were to happen to her, and her children had to take care of her. She chats about talking about navigating estate planning challenges because her children are in one country and she’s in another. You’ll also learn how you can prepare your finances so you’re not a burden on your loved ones.
 

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What You Hear in This Episode:

• Why Rosemary’s unique lifestyle may pose challenges in her estate planning
• Why looking at currency and political fluctuations is important when retiring abroad
• Why your legacy could mean someone giving up part of their financial life
• How Rosemary intends on supporting her and her husband without relying on her children
• What Rosemary wants people to know about the types of considerations to think about as you’re aging

Resources:

• Long Life Fun Life
• International Estate Planning Guides – International Bar Association
• My parents are unprepared for retirement — how can I help them?
• What is Long-term Care Insurance?
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

Learning how an  inferiority complex manifests itself into some negative behaviors when it comes to money.  Eugenie George, author of Our Money Stories: A Six Week No B.S. Holistic Financial Wellness Plan comes on the show to talk about the time she ended up losing her job, her business and admitting the past trauma and cultural conditioning that got to where she was. She dives into what an inferiority complex really means, how she learned to trust herself, and values are so important when it comes to breaking the cycle.

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What You Hear in This Episode:

• Why Eugenie stopped certain business mentors online
• What inferiority complex means and how it can manifest into your financial life
• What happened when Eugenie ignored her feelings (hint: her body shut down)
• Why people don’t need to hit rock bottom to break the cycle
• What Eugenie believes is necessary is order to break the cycle

Resources:

• Eugenie’s website
• Follow Eugenie on Twitter
• Our Money Stories: A Six Week No B.S. Holistic Financial Wellness Plan
• Post Traumatic Slave Syndrome
• The Body Keeps the Score: Brain, Mind, and Body in the Healing of Trauma by Bessel van der Kolk M.D.
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

Hazel comes on the show to talk about how she grew up in poverty in a gang infested neighborhood in LA. Yet despite experiencing trauma like seeing her best friend being killed at a bus stop, she went on to graduate high school (yes, even if it was at 30 years old) and becoming a multi-million dollar business owner. Plus, she reveals the people and miracles in her life which led to her graduating college, growing a widely successful business and so much more.

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What You Hear in This Episode:

• What her mom and dad taugth Hazel that was positive in her life
• Why Hazel thought it was normal to ditch school
• What Hazel’s mom taught her about being “safe” in her old neighborhood
• How mentors helped Hazel graduate high school and secure a job
• Why Hazel started her own business and what she wishes others know about achieving goals and dreams

Resources:

• Hazel Ortega’s website
• From Bounced Checks to Private Jets: The Mastery of Miracles – Hazel’s book
• The Mastery of Miracles
• Finding Your Enough Number
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

Breaking the cycle in your life isn’t supposed to be easy or fun all of the time. So let’s take a short break from the stories and do a recap – what does breaking the cycle mean? What are some ways to recognize your life isn’t working? What are some myths when it comes to breaking the cycle in your own life? And perhaps most importantly, what role does money play in all this?

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What You Hear in This Episode:

• What exactly does the term breaking the cycle means
• Why it’s ok to make changes even when things seem fine in your life
• Myths around the concept of breaking the cycle
• Why money is so important to helping make changes in your life
• How you can start making much needed changes in your financial life
• Why starting with the basics is key

Resources:

• Finding Your Enough Number
• Desmond Tutu
• Financial Risks (and Beyond) When Breaking The Cycle with Cait Flanders
• Losing $5.5. Million Dollars to Inheritance Theft with Emily Guy Birken
• Recovering From a House Fire with Jackie Lambert
• 5 Steps for Tracking Your Monthly Expenses
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

One night, Jackie’s house burnt down through a freak accident. Jackie and her husband had nowhere to go — thank goodness the firefighter staff called the Red Cross for them, got a few hundred dollars so they could go stay a hotel. She comes on the show to talk about the time her house burnt down and had to fight with the insurance company for eight months to pay her the full amount in her policy. She goes into detail who she hired, what she regrets not doing before buying a home insurance policy and what she’s most thankful for through this entire ordeal.

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What You Hear in This Episode:

• What exactly happened to Jackie and her husband on the night of the house fire
• What incidents led to Jackie realizing her home insurance company wasn’t on her side
• Why she had to hire an third-party insurance professional to help her fight for her claim
• How long it took for Jackie to get what she was owed
• What Jackie’s biggest learned was when it comes to choosing a homeowners insurance policy

Resources:

• jaclynlambert.com/
• Follow Jackie on Twitter
• National Association of Insurance Commissioners (NAIC) complaint index
• What happens when I file an insurance claim? – Consumer Financial Protection Bureau
• 6 things to know before you deal with a home insurance claims adjuster
• How to communicate with your insurance company

Ashleigh recounts three incidents that happened before she left — two of them involved some form of sexual harassment , leading her to leave the Navy (and not necessarily in the best terms). Learn why she is thankful for her financial situation to help her cope with what had happened during her time in the Navy, what exactly happened, why she’s so thankful for a community that helped her get better with her finances, and whether or not she feels she’ll ever have closure over what had happened.

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What You Hear in This Episode:

• Why Ashleigh felt like she couldn’t speak up at work, even in a more senior role in the Navy
• What happened to Ashleigh that led her to transitioning out of the Navy
• Why she had to defer her acceptance to Yale (hint: it wasn’t necessarily by choice)
• Why her friend ended up calling her to make sure she got the mental health assistance she needed
• Why Ashleigh may never feel closure over what happened

Resources:

• Ashleigh’s website
• 5 Things To Take From The FIRE Movement (Even If You Don’t Want To Retire Early)
• The difference between FU money and FU, money!
• Navy ‘gray-zone behavior’ study part of military sexual assault prevention and response effort
• Study reveals Navy installations carry most risk of sexual assault, but not why
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide

Miranda Marquit, the founder of Freelance Writers Academy, comes on the show to about how she shifted from parenting from one where she would perpetuate the internalized beliefs she was passed down when it comes to the idea of success. Miranda goes over how she was raised, what her tactics used to be when it came to raising her son, and how she deconstructed her beliefs and most importantly, her relationship with her son to parent in a way that enables him to reach his version of success.

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What You Hear in This Episode:

• How Miranda grew up and internalized certain beliefs about success
• How she discovered she was basing her worth as a parent
• Why Miranda believes your children don’t owe us anything
• How Miranda changed her relationship with her son
• What she wants other parents to know about raising independent children

Resources:

• Freelance Writer Academy
• Miranda Marquit
• Your Children Don’t Owe You For Being Born
• Parents: Your Kids Don’t Owe You Anything
• Parenting: Raise Independent Children
• The Ultimate Guide to Money Mindset Mastery
• Emotional Spending Guide
• Values Based Spending Guide