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Within the past 4 months, I spent over $450 at the convenience store. All for things I didn’t even want. It was literally all on junk food.

Actually every time I went to spend the money, I was mad I was even at the store in the first place. I was frustrated, then regretted it every time I ate that chocolate bar or can of soda I got.

And yes, those sugar highs led to crashing and burning near the end of my work day. Then I’d go home and complain.

And the next day, I’d do it again.

Why? Because I was frustrated over certain situations at work that were very toxic.

In fact, any time I was frustrated about it, I didn’t want to be there. So what did I do? I left the premises. I was a bit embarrassed at not wanting to be there (yes, weird, I know), so I used getting a snack as an excuse to go across the street. It got to the point where it was a daily occurrence. [Read more…] about How to Kick Your Spending Triggers to the Curb

Your friend just revealed to you that she’s in way over her head in debt. Here is someone who always has a smile on her face, and yet is so zen-like you wonder if she’s really a Buddhist monk in disguise.

And here you are, figuring out your next budget and things just don’t seem to match. In fact, you’re probably experiencing what feels like a financial meltdown. You manage to stay calm for a few seconds, but then you realize that it’s probably not a good idea to see people today.

Being zen-like when you’re going through a tough financial situation isn’t going to magically solve all your problems, but it can help you figure it out.

When I was broke, in debt and jobless, I found that these four simple ways really helped me to clear my head. It was then that I was able to take a look at the situation I was in and figure a way out of it. [Read more…] about  4 Simple Things to Do During a Financial Meltdown