Beyond The Dollar - Deep and Honest Conversations About How Money Affects Our Well-Being HomepageBeyond The Dollar - Deep and Honest Conversations About How Money Affects Our Well-Being

Deep and Honest Conversations About How Money Affects Our Well-Being

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Resiliency & Finances Part 2 Featuring Past Beyond The Dollar Guests

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This is another mid-season bonus episode which continues on the theme of resiliency. Host Sarah Li-Cain looks back at some past episodes from the amazing guests we’ve had on the show so far. That includes Aneesa, who goes by the name Expat Panda, with her story about the time she couldn’t transfer money back to her home country. And Pete McPherson, who moved to a different town and ended up losing a regular source of income or three years. And Beau, who declared bankruptcy because of his gambling debt.

What You’ll Hear in This Episode:

  • What happens When you’re stressed and you go into fight or flight mode
  • An example of when Sarah went stress shopping
  • Why it’s important to acknowledge your feelings
  • What Aneesa went through when she moved overseas and didn’t have her ID or debit card
  • Why its ok to use a credit card if you plan on how you’ll pay for it
  • How Beau bounced back from bankruptcy when he got into $40,000 worth of gambling debt
  • The time Pete moved to a new town and took a pay cut for new job then suddenly got laid off
  • How John is surviving below the poverty level and grieving his wife of 43 years
  • Why it’s important to tend to your mental health during this time

Resources:

Music by Donovan Dorrance

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

Resiliency & Finances Ft. Friends of Beyond The Dollar

This mid-season special bonus episode talks about the theme of resiliency and how that can translate to your financial life. I’ve invited a few friends of the podcast to come on to chat how they’ve moved through adversity in their financial lives and some lessons we can all learn from them.

SUBSCRIBE:Apple Podcasts |Stitcher |Spotify |Android Apps

What You’ll Hear in This Episode:

  • How Andy was able to pay for a mortgage that he couldn’t afford
  • How Lindsay pushed through her anxieties after almost giving back her scholarship money when she felt she couldn’t complete her paper
  • How Ashleigh thrived after failing out of college shortly before graduating
  • How Badr got over his fears about asking his podcast listeners for money
  • How Dustin built a real estate empire when he got laid off at his “stable” government job three weeks after coming back from paternity leave
  • How Jen managed to handle being a military wife when she moved to a new city and her husband was deployed for a year
  • How Jessica overcame joblessness and foreclosure during the last U.S. recession
  • How Mike got over his trauma from a major biking accident

Resources:

Music by Donovan Dorrance

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

Financial Realities of a Former Pastor with Clint Proctor

SUBSCRIBE:Apple Podcasts |Stitcher |Spotify |Android Apps

Clint Proctor, a former pastor and now freelance writer at Wallet Wise Guy comes on the show to talk about  how he and his wife lived on less than $30,000 a year and were still able to meet many of their financial goals. He shares the emotional realities of the pressure he felt trying to balance a budget and his insecurities when his livelihood was dependent, in his own words “on people making charitable donations.”

Clint also shares why he transitioned away from the ministry, and how he and his wife always got on the same page about their financial and life goals.

What You’ll Hear in This Episode:

  • How much Clint made as a former pastor
  • Why Clint was afraid of disappointing his wife with the amount he used to make
  • What ways Clint felt insecure and uncomfortable giving advice to those who made more money than him
  • How Clint was able to cross off their family’s bucket list goals despite living on a low income
  • Why Clint decided to move away from being a pastor

Resources:

Music by Donovan Dorrance

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

Navigating Toxic Workplaces with Andie Kramer and Al Harris

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Andie Kramer and Al Harris, dynamic duo of practicing attorneys who have been mentoring women and speaking and writing about gender communication, including the book “It’s Not You, It’s the Workplace” join me on this episode to chat about why traditional corporate workplaces don’t normally offer a work/home integration, why women feel like it’s a zero sum game in when climbing the ranks, why it might be your fault when it comes to working alongside colleagues, and how we can be a better advocate for all in the working world.

Stick around to the end where I’m going to distill takeaways from your conversation including statistics about why the gender gap exists and some practical questions we can all have a better time at work.

What You’ll Hear in This Episode:

  • The definition of a “toxic” workplace
  • Why career interruptions happen far more to women (and the surprising statistic on women leaving the workforce)
  • Why it’s not always up to others when it comes to negotiating for better work situations
  • Why women are better negotiators than men
  • How societal expectations mean it’s a zero sum game for women in the traditional workforce
  • How we can be an advocate for all in the workplace

Resources:

Music by Donovan Dorrance

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

Family Expectations in Career Choices With Michelle of Savvy History

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Michelle from the website Savvy History is a history teacher by day and musician by night. She talks about her upbringing and why academics and music are so intertwined in her life, why her husband decided to leave the music business and how they managed to make their finances work while figuring out their life path. Plus the one thing Michelle’s most grateful for throughout this entire journey.

Stick around to the end of the episode where you’ll learn some takeaways about why you don’t need to monetize your passion or hobby.

What You Hear in This Episode:

  • How Michelle met her husband and found out he was “the next big thing”
  • What led the decision to quit college (Michelle) and he music business (Adam)
  • How both their families reacted and why they decided to physically separate themselves from their respective families
  • How Adam and Michelle were able to financially support themselves during this transition
  • Why they both decided to move back to their hometown

Resources:

*Thanks to Donovan Dorrance for the awesome theme music


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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

Buying a Home in Poverty With Charis Hill

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Charis Hill is a professionally disabled writer, speaker and model living with Ankylosing Spondylitis (AS), Major Depressive Disorder, Anxiety and Post-Traumatic Stress Disorder. Charis talks about how they have to rely on food stamps and Medicare while living on $12,000 a year, why they had to do things like keep cash on hand when going through the homebuying process, and why Charis feels lucky despite the many systemic barriers stacked against them.

Stick around to the end of the episode where I’ll distill some takeaways including some insights into the housing situation for lower income residents in the U.S.

What You Hear in This Episode:

  • What life was like for Charis before their diagnosis
  • How Charis managed to survive while not being able to work and waiting for their disability benefits to kick in
  • How much their house cost and what it took to purchase it
  • What Charis wants others to know about the privilege of choosing where to live
  • Why Charis doesn’t feel like they’re settled into their home yet

Resources:

*Thanks to Donovan Dorrance for the awesome theme music


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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

Ignoring Student Loan Debt With Adam Kol

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This episode features Adam Kol, a couples financial counselor who draws on over a decade of experience as a Certified Mediator, relationship coach, financial advisor, and a former tax attorney. He comes on the show to chat about why and how he’s chosen to “ignore” his $350,000 student debt, how he feels about it from a logistical and emotional point of view and why his strategies might change if he’s in a serious relationship.

What You Hear in This Episode:

  • Where the majority of Adam’s student loan debt came from
  • How much he took out in student loans
  • How Adam felt as soon as he made the decision
  • Why me might change his mind on his student loans once he’s in a committed relationship
  • How Adam has worked out the logistics and emotions around “ignoring” his student loan debt
  • The realities most student loan borrowers face when it comes to the Public Service Loan Forgiveness program in the U.S.

Resources:

*Thanks to Donovan Dorrance for the awesome theme music

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

BONUS: Figuring Out Your “Enough” Number

SUBSCRIBE: iTunes | Stitcher | Google Play | Android Apps

This bonus episode will explore the concept of having “enough” in your life and how that can affect your financial life. It’ll also explore what happens when you’re not clear on what your version looks like (hint: it sucks big time) and what some of our fears are around reaching “enough.” Listen to the end of the episode where you’ll learn a simple guideline to figuring out your enough number.   

What You Hear in This Episode:

  • What happens when your want to strive for more than enough in your life
  • What does enough even mean?
  • Examples of how enough can manifest in your financial life
  • How figure out what it means to have enough in your financial life

Questions to Ponder:

  • What do you already have in you life that qualifies as “enough?”
  • What are you doing or spending money now that is on your way to “enough?”

*remember, let me know in the comments below your answers! If you’re a social media person, come find me on Instagram (@beyondthedollar) and send me a DM or comment on any one of my posts. I read every single one!

Resources:

*Thanks to Donovan Dorrance for the awesome theme music

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

BONUS: Using Core Values to Guide Spending

SUBSCRIBE: iTunes | Stitcher | Google Play | Android Apps

I updated my values based spending guide with more juicy questions to dive into your relationship with money, so I thought why not guide you through it in today’s bonus episode! Grab the free guide (including some simple worksheets) so you can be a total badass with your money.  

You can use this process once a year (or as often as you like) to see if you’re on the right track. Since y’all are wondering what to do after you discover your values, there are a few questions that help address that in the guide. 

Feel free to download to guide before you continue listening and following along. Otherwise, dive right in and see what pops up for you.

What You Hear in This Episode:

  • What your values really are and why people tend to get it wrong
  • How to start honing in on your values
  • What to do once you discover values and how it can help guide your spending

Questions to Ponder:

  • What have been some purchases that have gone against your values? What do you notice about how you feel about them.
  • Think of the best purchases you’ve made and compare them to your values – do they align together?

*remember, let me know in the comments below your answers! If you’re a social media person, come find me on Instagram (@beyondthedollar) and send me a DM or comment on any one of my posts. I read every single one!

Resources:

*Thanks to Donovan Dorrance for the awesome theme music

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*This page may contain affiliate links. We may receive commissions for purchases made through links. Check our legal page for more details. *

BONUS: Navigating Tricky Money Conversations

SUBSCRIBE: iTunes | Stitcher | Google Play | Android Apps

I’m sure you already by now that navigating conversations is a two-way street, but most of us (myself included) tend to want to convince others of what we want, you know our side of things. Maybe we think we’re right, or we’re so emotionally invested in our perspective that we forget we can’t make people do what we want.

This bonus episode will cover navigating tricky conversations about money with those around you. I’m going to be looking back on two episodes from season 6 to talk about a simple framework you can use to navigate tricky conversations. 

What You Hear in This Episode:

  • Why you conversations about money may not be going the way you planned or want
  • What talking your parents and boss about have in common
  • A simple framework to start getting on the same page and figure out a solution

Conversation Framework:

  • Be open to changing your mind
  • Separate the person from the problem or challenge
  • Allow each other to speak to be understood
  • Once you understand each other’s interests/intent, see how you can work together to come up with a solution that will work for everyone involved

Questions to Ponder:

  • What can you do to be a better listener?
  • How can you carve you space to try out a new way of communicating with your partner?
  • Review a conversation you recently had – how would you approach it differently?

*remember, let me know in the comments below your answers! If you’re a social media person, come find me on Instagram (@beyondthedollar) and send me a DM or comment on any one of my posts. I read every single one!

Resources:

*Thanks to Donovan Dorrance for the awesome theme music